Case Study
Helping First-Time Buyers Achieve Their Homeownership Dream
Client Overview
Meet Amy and Ronan McNerney. Eager to step onto the property ladder after years of renting, they sought expert guidance to navigate the mortgage process smoothly. Amy works as an operator at a leading multinational company, while Ronan is employed in retail at a top supermarket. Their goal was straightforward yet significant: to securely purchase their first home confidently and efficiently.
Project Goals
Assess suitability for a mortgage
Understand their financial position and qualify them for a mortgage.
Streamline application process
Gather all necessary documentation, prepare, and submit a seamless mortgage application.
Guide through house buying:
From approval to keys, provide support on policies, valuations, and liaising with solicitors.
Our Tailored Approach & Methodology
Our bespoke mortgage service revolves around a personalized, step-by-step process designed to eliminate stress and ensure clarity:
Initial Fact-Finding & Suitability Assessment:
• Conducted a detailed interview to understand Amy and Ronan's financial circumstances and goals.
• Analysed their income, expenses, and existing credit to determine mortgage readiness.
Preparation & Documentation Guidance:
• Provided a clear checklist of documents needed, including salary certificates and bank statements.
• Clients uploaded documents via our secure digital portal at their convenience.
Thorough Document Review:
• Marie meticulously analysed all uploaded paperwork, flagging any gaps or anomalies.
• Followed up with the clients to resolve queries on transactions, payslips, and bank details.
Application Assembly & Submission:
• Constructed a comprehensive mortgage application, including cover letters, calculations, and AML documentation.
• The application is submitted to the bank, with approval typically arriving within two weeks.
Post-Approval Support:
• Liaison with the bank regarding conditions, valuations, and solicitors.
• Arranged mortgage protection and home insurance, ensuring seamless integration of policies.
• Guided clients through final steps until funds were released and keys handed over.
Throughout the Process:
• Maintained constant communication, providing updates at every stage.
• Ensured all professional services, from valuations to solicitors, aligned with Amy and Ronan’s schedule.
How We Helped Amy & Ronan
Our role goes far beyond submitting documents. By analyzing their mortgage suitability, advising on necessary paperwork, and managing the entire application process, we:
• Simplified a complex process into clear, manageable steps.
• Connected them with trusted solicitors, valuers, and insurance providers.
• Kept them informed and confident, reducing typical home-buying stress.
Their journey was transformed from overwhelming to straightforward — a stress-free experience from application to moving day.
Results & Client Feedback
Thanks to our tailored service, Amy and Ronan achieved:
• A smooth mortgage approval process within a tight timeframe.
• Access to competitive mortgage rates and policies.
• Confidence and peace of mind throughout the journey.
A Powerful Testimonial
John and the Castle Capital team made buying our first home incredibly easy. We thought the process would be stressful, but they handled everything professionally and kept us updated every step of the way. We can now enjoy our first family home thanks to their support.
Amy & Ronan McNerney
Your Homeownership Dream Made Simple with Castle Capital
Whether you're a first-time buyer or switching your mortgage, our personalized approach ensures you're supported through every stage, making what could be a daunting process enjoyable and straightforward. Trust us to turn your property dream into reality
Transforming Finance into Freedom
Contact Us
+353 (0) 61 513 059
info@castlecapital.ie
Address
Castle Capital Ltd The Mulcair Centre Annacotty Business Park Annacotty, Co Limerick
Opening Hours
Monday – Friday: 9:00
AM – 5:30 PM
Additional Documents
Castle Capital Ltd trading as Castle Capital Financial Planning, Castle Capital Mortgages and Castle Capital Corporate is regulated by the Central Bank of Ireland
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