News & Insights

News, Insights & A Bright Future

Leah McMahon & Jonathan McDonnell bring unrivalled experience to get you on the right financial track

When is the best time to start a pension?
Paul Cotter Paul Cotter

When is the best time to start a pension?

Starting early makes all the difference. This article breaks down why pensions matter and what steps to take in your 30s, 40s, or 50s to build the retirement you want—before it’s too late.

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Cost of Living in Portugal
Paul Cotter Paul Cotter

Cost of Living in Portugal

Thinking of retiring in Portugal? This article covers the residency process, pension rules, inheritance laws, and the end of the NHR tax break—plus a quick look at cost of living and once-off expenses in popular coastal towns.

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Personal Finance
Paul Cotter Paul Cotter

Personal Finance

Should you save or invest? This article breaks down when each option makes sense, based on your timeline, goals, and risk tolerance—whether you're planning a holiday or saving for retirement.

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7 Key Things to help you financially prepare for death
Paul Cotter Paul Cotter

7 Key Things to help you financially prepare for death

This guide outlines 7 key steps to financially prepare for death—from creating a will and organising documents to reviewing life insurance, CAT thresholds, and communicating your wishes. It’s about protecting your loved ones and ensuring your legacy is handled the way you intend.

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The Fair Deal Scheme (Ireland)
Paul Cotter Paul Cotter

The Fair Deal Scheme (Ireland)

This article explains Ireland’s Fair Deal Scheme—how it helps fund nursing home care, who qualifies, what’s covered, and the pros and cons. It also outlines how contributions are calculated and what happens to assets during and after care.

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Own Car vs Company Car
Paul Cotter Paul Cotter

Own Car vs Company Car

Own or company car? This article weighs the pros and cons—from ownership freedom and resale value to cost savings and tax implications—helping you decide which option best suits your lifestyle and finances.

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A New Chapter Begins and So Does A New Type of Planning...
Paul Cotter Paul Cotter

A New Chapter Begins and So Does A New Type of Planning...

Starting a family brings joy—and new financial responsibilities. This article explores budgeting for baby, government supports, childcare costs, education planning, income protection, and life insurance—offering practical tips to secure your family’s financial future from day one.

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Annual and Lifetime Cost of Primary Education
Paul Cotter Paul Cotter

Annual and Lifetime Cost of Primary Education

The cost of education in Ireland adds up—from €12k for primary school to over €64k for third level. This article outlines expenses, trends, parental challenges, and smart saving strategies to help families plan, budget, and invest for every stage of their child’s education.

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Investing - Where are your blind spots?
Paul Cotter Paul Cotter

Investing - Where are your blind spots?

This article explores common investor blind spots—like loss aversion, recency bias, and anchoring—and how they can sabotage long-term success. By staying disciplined and working with a trusted adviser, you can avoid emotional pitfalls and invest with clarity.

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6 Tips to Save in 2025
Paul Cotter Paul Cotter

6 Tips to Save in 2025

This article shares six practical ways to save money in 2025—from automating savings and cutting grocery costs to rethinking social habits and teaching kids about money. With small changes, families could save over €2,500 this year while building long-term financial habits.

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Thinking about getting married?
Paul Cotter Paul Cotter

Thinking about getting married?

This short piece outlines five financial (and one heartfelt) reasons why marriage can make sense—from tax exemptions and pension benefits to CGT/CAT savings and joint assessment advantages. Love might be the best reason, but the money perks are real too.

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